Uber has changed the way we travel. By simply using the Uber app, a ride is available at your fingertips, making transportation more convenient than ever. However, with convenience comes risks. Accidents can happen, and when they do, passengers may suffer injuries.
This article explores what kinds of injuries are most common in Uber accidents, who may be liable for damages, as well as the legal process for compensation.
Typical Injuries in Uber Accidents
When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Whiplash: This neck injury is common in rear-end collisions, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.
Fractures: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. They can lead to lasting cognitive and health challenges.
Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. These injuries may require surgery, physical therapy, and long-term care.
Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.
Cuts and Lacerations: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.
Determining Liability in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.
A Different Driver: If another motorist causes the crash, they could bear the blame.
The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.
Liability from Third Parties: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.
Insurance Coverage for Uber Accidents
The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
No App Usage: When the driver is offline, their personal insurance is responsible.
Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along uber accident lawsuit lawyer with collision insurance.
How to File a Legal Action for Uber Injuries
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.